VP, Application Development Full Time NEW

Who We Are

Founded in 1997, Merrick Bank is an FDIC®-insured financial institution headquartered in South Jordan, Utah, with over $10 billion in assets. A wholly owned subsidiary of CardWorks Financial Group, Merrick Bank serves roughly five million cardmembers and more than 100,000 merchant customers nationwide.

What We Do

We provide credit cards, recreational loans, deposit accounts, merchant services and bank sponsorships to consumers and businesses. As a leader in non-prime lending and merchant acquiring, we combine innovative technology with data-driven insights to help underserved consumers build and strengthen credit while delivering integrated, scalable payment solutions for businesses.

Merrick Bank ranks among the top 20 FDIC®-insured credit card issuers in the U.S. and among the top 15 merchant acquirers by transaction volume.

Role Overview & Impact

We’re looking for a VP level Engineering Manager who can lead strong engineers, ship high-impact systems, and help shape the future of financial technology—with AI at the core. This is not a “keep the lights on” role. It’s for someone who thrives at the intersection of engineering excellence, financial complexity, and emerging AI capabilities.

We want someone who moves fast, thinks big, and keeps production systems stable and reliable for customers.

We’re looking for a builder—someone who doesn’t just manage systems, but continuously evolves and improves them. Someone with a passion for innovation, experimentation, and pushing what’s possible, while bringing energy, curiosity, and a genuine love of solving hard problems. If you’re excited to build high-performing teams and drive innovation without sacrificing reliability, this role is for you.

What You’ll Own

• Lead and grow a high-performing engineering team building mission-critical financial systems
• Drive delivery of scalable, resilient, and secure platforms that power real money movement
• Strategically embed AI into our products and processes, from smarter automation to next-gen financial insights
• Partner closely with Product, Data, Cyber and Business leaders to turn ideas into shipped solutions
• Balance speed and stability, innovate aggressively without compromising production integrity
• Own engineering rigor: architecture, code quality, observability, and operational excellence
• Create a culture where engineers thrive: high trust, high ownership, and having fun
• Coach and mentor engineers into technical leaders and problem-solvers
• Continuously improve how we build: CI/CD, testing, deployment, and AI-assisted development workflows

What You’ll Bring

• 7+ years of experience leading engineering teams in financial services, fintech, or complex transactional systems
• Strong technical depth across architecture, systems design, performance, and reliability
• Proven track record of shipping and operating production-grade systems at scale
• Experience building or delivering alongside AI/ML or AI-enabled systems, ideally within financial workflows (risk, fraud, automation, analytics)
• Solid understanding of high-throughput, low-latency systems and modern cloud architectures and data platforms
• Deep commitment to operational excellence and production reliability
• Ability to navigate ambiguity, move quickly, and make sound engineering decisions
• Strong communicator who can align engineers, executives, and cross-functional partners

#INDHP1

Why join us

We believe in putting people first by supporting our customers, employees and our partners while creating opportunities for everyone to reach their potential. From fostering work-life balance to rewarding good work and innovative ideas, we invest in what matters most, our people.

At Merrick Bank, you’ll be part of a collaborative, customer-focused team where you can grow your career while making a meaningful impact.

Our Employee Value Proposition

• Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
• Benefits Package -Medical, Dental, and Vision (plus much more)
• 401(k) Plan with Company Match
• Short- & Long-Term Disability
• Wellness Programs
• Group Life and AD&D Insurance
• Paid Vacation, Sick Days and bank Holidays
• Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition

We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite.  Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.

We are proud to be an equal opportunity employer. All qualified applicants will receive consideration without regard to age, race, color, sex, or gender identity/expression (including pregnancy, childbirth, transgender status, or sexual orientation), religion or creed, ancestry, citizenship, national origin, disability, military or veteran status, marital status, genetic information, or any other characteristic protected by applicable law.

We do not tolerate discrimination, harassment, or retaliation. Employment decisions are based solely on qualifications, merit, and business needs. Everyone is welcome here, and we hire based on your ability to do the job, not any protected characteristics.

If you need help or reasonable accommodation during the application or hiring process, please let your TA Partner know.