Credit Analyst I Full Time

The Credit Analyst I builds and maintains relationships with dealers by processing credit applications, answering questions and providing strong customer service. This role is responsible for working across departments and achieving volume and quality goals while developing underwriting skills to earn higher levels of decision authority.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Process new loan applications.
• Gather data to determine and evaluate credit risk.
• Underwrite in adherence with company policies and procedures. 
• Communicate with dealers to answer questions, resolve issues, and provide information.
• Work with management to develop underwriting skills and achieve higher levels of decision authority.
• Maintain up-to-date knowledge of current compliance and lending regulations.
• Work with management to develop understanding of company stipulation policy and assist with stipulation review on an as needed basis.
• Maintain existing business and develop new business by building strong dealer relationships.
• Other duties as assigned by management. Must be able to come to work promptly and regularly. Must be able to take direction and work well with others. Must be able to work under the stress of deadlines. Must be able to concentrate and perform accurately. Must be able to react to change productively.

 Minimum Qualifications:

• Bachelor’s degree in business, finance, communication, marketing or related field OR 2 years’ experience in underwriting or lending.

• Must have professional phone presence and excellent verbal and written communication skills.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, and procedure manuals.

• To perform this job successfully, an individual should have knowledge of Microsoft Office (Word, Excel, PowerPoint, Outlook, and Internet Explorer).